Loan Shop- Missouri Bank and Trust 816-881-8250. I talked to the ACH Department and though he would not help me I kept after him until he asked if I wanted to get them on the phone. It took a couple of minutes for her to concede to a PIF.
United Cash Loans- Breamer Bank 651-734-4726. I am going to keep after them but so far they will not help me. Never hurts to get lots of people to call.
Upfront Cash/Payday- ACH Commerce 423-238-5184 Talk to Gail Sauter. At first she would not do anything but then I sent her an e-mail at gsauter (@) advantagepaymentsys.com and copy jjaramillo (@) utah.gov as well as Upfront. By that evening I had an e-mail saying my account was PIF and I would get a refund of $500.00 and I did.
Please EVERYONE try to get them through their ACH Processor. I feel if we get enough people calling and e-mailing then we will be hitting them where it hurts. If anyone knows of any other ACH Processors please post and who they are affiliated with. It is hard to get the information so lets share.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.