OK TRIED TO TALK TO THE SWIFT CASH AND THEY WHERE JUST NASTY TO ME..THEY WANT ALL THERE MONEY. THE GIRL I TALKED WITH SAID IF DON'T PAY WILL BE TURNED OVER TO ATTORNEY GENERAL'S OFFICE AS THEFT BY CHECK..THE OTHER CO. A-Z SAYS MY ACCT FILE HAS GONE TO THERE CORP. OFFICE AND THERE IS NOTHING MORE THEY CAN DO FOR ME, AND THAT THEY WILL FILE WITH THE D.A. I'M SCARED NOW..DONT KNOW WHAT TO DO???????? I'M SO SCARED I CAN'T EVEN WORK CORRECTLY ON MY JOB!!! ANYMORE ADVICE..SHOULD I SIT ON THIS UNTIL I RECEIVE LETTERS IF I EVEN DO???
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.