If certegy is no longer collecting on something does it normally go somewhere else? I haven't had much dealings with them, but I thought they held an account until it was paid. Mine is no longer being reported by their database, where did it go? One csr told me it looked paid, how could that be? I am one of the customers that had my information sold by one of their employees. Should I just leave it alone or what?
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.