Here's my status after the dust has somewhat settled:
Payday USA- settled for 70%
Paydayone- has not contacted me since November, but I'm paying them off in August anyway since they are legal in my state.
500fastcash- even after sending them a letter (per my state AG) and advising that I have overpaid and demanding a refund...they STILL call my work and home daily.
Ameriloan- this is the only one I owe on the principle- $100, they periodically send me e-mails asking for 400.00 (not sure where this is coming from since the principle was only 250.00: must be that new math I keep hearing about.) They don't call, I'm sure it's because they are MTE just like 500fastcash. They've received a letter, too.
The worst one: Cash Supply- I've paid $720 on a $250 loan, sent them a letter demanding a refund, same as 500FC, and they waited 6 months and turned it over to a collection agency. they called me last week. The girl seemed shocked that I knew my rights regarding this. I should also mention that she didn't read me the "Mini Miranda". Wish I had taped that phone call. Instant lawsuit right there.
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