So I have a few things I need help with...I have several payday loans out and I have just closed my checking account because they were taking out more than they should have so now I need to settle these debts! Also 2 of these companies are unreachable....JD Marketing and SJM Marketing!!!! Cant find a number or a site and I dont want them reporting to the credit report but cant find them to pay them;(
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.