Last summer my husband got hurt and was off for most of the summer with a little workmans comp check I was off for a month because I work for school and was off for a month until i went back to work for summer school. And that is just for 1 month and then I am off for another month before regular school. I did get another job too, but it took a while to find, and bills were due. So I got into a lot of payday loans online and store front. I have paid some of my store front but still owe the online ones. We both work but we got into so much debt that we are struggling just to pay our regular bills, and keep food inthe house.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.