I received a call from CRS, she said they were in New york. 877-995-0657. A Ms. Rivera and a Tom Young called me. Left a message saying they were going to come to my home or work to serve a summons for a "bad check" they I had with Bank Of America.
I don't have a Bank of America checking account. I called, spoke to a Ms. Rivera and asked her to send me a letter with the reference she was referring to. She refused. What do I do?
She said it was for a Payday Loan and I autherized a ACH autherization for withdrawel. Again, I told her I never had a Bank of AMerica account. Her reply was, So do every one I talk to says that." I also told her somone said they were serving me with a summons and she said...."We don't do that". I told her I had a voice mail saying that. I would not play it for her.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.