MCM...this company represents fingerhut. they have called and sent a letter. I filed bankruptcy in 1999 and fingerhut was included and discharged. I told mcm this and sent them copies of the discharge and credit report showing this. "Mr. Bruce" called me again today. Do you know anything about this company and what is my next step should they persist.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.