One great easy way to make some extra money is focus groups or research studies. If you live near a big city there are probably a few companies that do these all the time. They usually pay $50 to $400, and just require you to show up and give your opinion! Sometimes you even get to try out new products.
I know in my area there are a few places that advertise on craigslist . . . . I've done a few, and it never takes more then 2 hours or so, and you get paid at the end. In my area they even give you a free meal.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.