Tue, 04/07/2009 06:20
Last year, there was a person contacted me via craigslist.com because he/she wanted to buy my stuffs that I posted on it. At that time, I didn't know anything about nigerian scams or anything related to these types of scams. I don't know why I was so naive to accept the cashier checks from somewhere in the US, and then shipped my stuffs to Nigeria!!! Anyway, my bank let me cash out the check without verifying it. I used Western Union to wire the remaining money. About a week later, the bank let me know that the check was counterfeit, and I owe the bank almost 3 thousand dollars (I was only 17). I tried to talk to my bank (Bank of America) but it didn't help. I tried to report to my local FBI office but didn't hear anything from them, same as the Internet Crime. Right now, I really need a checking account but no banks would approve me because I was reported to the ChexSystem, Fraud Suspected Activity :cry: . I really regret for what I did :( . I've been depressed because of this situation. Will the ChexSystem clear me off after a certain years? What should I do?