Tue, 06/27/2006 03:17
I have HSBC on my DM program with T&C and they are still charging me over-the-limit fees of $30 a month. I'm currently $180 over the limit. I called them myself and offered to get the account under limit by paying $150 in two payments if they would waive at least two of the OTL fees for June and July and they refused. They are only getting $15 a month and they're charging me $30 in fees. Sometimes they charge two OTL fees for $60 a month. How am I supposed to get them paid off at this rate? T&C said they are supposed to reage the account. When I started with T&C in January I owed them around $300, now I owe them almost $500! I'm tempted to let them take me to court so I can show the judge I've been trying to pay them, but they won't cut me any slack with these fees. The other credit cards have all worked with T&C but not HSBC. Anyone else have any experience with them?