hey guys a few yrs ago i took a loan out against my mortgage and now i have about 18-20 in credit card debt. so i owe about 40k in credit not including my mortgage. i don't and can't refi because my house has not rissen that much over the last 2 yrs with the market. where can i go to get a loan for 40k without doing another home equity loan? if i go to sell my house i don't want that taken right off the top of money i could be putting down on the next house. what compaines can i trust. i do have good credit also. so i am looking at around 20k in credit card debt and 20k in a home equity loan so 40k. please help and lead me the right way without hurting my credit i worked hard to build.
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