Dental financing - is there any company that finances if you have bad credit?

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Does anyone know of a reputable company that will finance for dental procedures if you have bad credit? I'm currently starting down the path of consolidating and fixing the mess I made for myself after a payday loan disaster.........but I'm a long time away from having fixed my credit by any means.

Any suggestions or success stories?




Many dental offices do in-house financing..we paid for our daughters braces in payments directly to the dental office (what our insurance didnt cover), with a down payment.

If you have a dental office in mind, contact them to ask about payment terms.

Sub: #1 posted on Mon, 11/26/2007 - 19:01

volleyballmom volleyballmom

(Posts: 4143 | Credits: 284.52)

If you're not set on going to a certain dentist, if you have a dental school nearby, I know they provide services, usually at a very big discount.

Other than I'm not sure about financing options, but if you call around to enough offices, I'm sure you'll find one willing to work with you on payment options. Good luck!

Sub: #2 posted on Mon, 11/26/2007 - 19:14

Jessi Jessi

(Posts: 3369 | Credits: 269.59)

I have a friend that is a dentist and they go through a finance company for their patients, unfortunately they do not take payments which I don't agree with but that's none of my business.

Jessi is right a dental college is alot cheaper than a regular dentist in their own practice.

ladybug

Sub: #3 posted on Mon, 11/26/2007 - 19:28

ladybug ladybug

(Posts: 2757 | Credits: 282.44)

There is a company that does loans for this. But it is through gemoney and you have to have almost perfect credit to be approved. Sorry. Other than that, is there a way that you can get a little done at a time? So that way it is not a huge amount. But check out the above suggestions, then if you really have to take out a loan I would try you nearest credit union.

Sub: #4 posted on Mon, 11/26/2007 - 21:08

puddlejmpr puddlejmpr
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Care Credit and Adenta Credit are two plans I know about that you can apply at most dentist's offices.

Sub: #5 posted on Tue, 11/27/2007 - 04:29

cajunbulldog cajunbulldog
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Hello try dentalplans.com. It's a discount plan inwhich I think is great when you don't have insurance or good credit. ex. A root canal normally cost you 800 and up but with dentalplans it shows you would pay around 400. I don't have them myself but if I was in your situation I would. Good Luck!!

Sub: #6 posted on Tue, 11/27/2007 - 05:35

ch.jermonique ch.jermonique

(Posts: 18 | Credits: 5.62)

Thanks Cajun it was care credit that I was thinking of but I couldn't remember the name :oops:

Sub: #7 posted on Tue, 11/27/2007 - 06:08

puddlejmpr puddlejmpr
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Your welcome puddle I have a inactive account with them in case I have need for it in the future.

Sub: #8 posted on Tue, 11/27/2007 - 06:10

cajunbulldog cajunbulldog
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Have you ever thought about dentist in Mexico?? I searched through the web and found that they're much cheaper...Good Luck!!

Sub: #9 posted on Thu, 11/29/2007 - 16:01

ch.jermonique ch.jermonique

(Posts: 18 | Credits: 5.62)

Hey ch..I remember posting to your dentist in mexico thread. :D

Sub: #10 posted on Thu, 11/29/2007 - 18:19

volleyballmom volleyballmom

(Posts: 4143 | Credits: 284.52)

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