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I am looking for a loan but my credit is far from good, I believe my score is somewhere around 540. I am looking for @2k. Is there any company who can do that. I tried Prosper.com, but I keep getting the message that my score is too low.

Thanks




Whatever you do, stay away from payday loans!!!!! They are bad news and will only make things worse.

Sub: #1 posted on Mon, 07/14/2008 - 08:12

2nband 2nband
Moderators
(Posts: 2279 | Credits: 469.2)

I agree with you 100% 2nband..they are only a band aid and not a long-term solution...and causes more heartache and stress than what they are worth.

Sub: #2 posted on Mon, 07/14/2008 - 08:16

ladybug ladybug

(Posts: 2757 | Credits: 282.45)

cellinman is spam,do not answer.

Sub: #3 posted on Fri, 07/18/2008 - 19:37

paulmergel paulmergel
Moderators Cum Industry Expert
(Posts: 15506 | Credits: 1356.56)

I want to add on here, be wary of those that come on here and say they can tell you where to go to get a loan. Read through things because most of these are bots and you need to stay away from what they are saying and offering. I peeked on here earlier and there was an Alison, I believe, that had several posts and they all said EXACTLY the very same thing. STAY AWAY, FAR AWAY!!!

Sub: #4 posted on Mon, 07/21/2008 - 23:25

2nband 2nband
Moderators
(Posts: 2279 | Credits: 469.2)

I know this won't help you right now, but have you started working on fixing your credit for the future? I was in the same boat as you last year, but I took the bull by the horns and really started hammering away at my reports, disputing what I could, sending debt validation/verification letters to everyone, paying what I could, and now I have fixed everything that I could.

Yes it will still take time for things to fall off and it didn't help me immediately, but I have learned so much about finances and credit in general, I keep saying that I am so thankful (in a twisted way) for the problems that I caused myself, because I am now much more frugal and down to earth than I used to be when I was ignorant.

Sub: #5 posted on Mon, 07/21/2008 - 23:34

smo65d11 smo65d11

(Posts: 1468 | Credits: 133.12)

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