I don't have HORRIBLE credit but I got into some trouble when I was younger and had some late payments. As of late I've begun repairing my credit. I got my credit score and signed up for the Experian triple advantage monitoring plan, and I started disputing some things that I felt weren't accurate. Also, I've aplied for a credit card to bring my score up. I don't owe anyone money, no creditors are after me or anything like that. I got a loan for a matress through wells Fargo financial and am making sure all my payments are on time as well so that should help.
My question is this. I am getting engaged soon and am in the process of looking for a ring. I was planning on paying cash for some of it and financing the rest. What is the likelihood of me being able to get financing with a 609 credit score? The diamond I am looking at is around $3000. I was going to pay $1,000 cash and finance $2,000. The place I am looking at buying has financing for up to 48 months. Do you think I could get it?
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
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Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.