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How do i stop ach debits from payday loans without closing m

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How do i get out of ach debits from payday loans without closing my account




Did you authorize the payday loan company to automatically take money from your account?

Sub: #1 posted on Fri, 12/08/2006 - 22:14

tabbutler30 tabbutler30

(Posts: 2 | Credits: 1.2)

You can do a stop payment through your bank. It usually costs $25 depending on your bank..They can do it for one amount or for all amounts.

Sub: #2 posted on Fri, 12/08/2006 - 22:19

natdust20 natdust20

(Posts: 1345 | Credits: 164.28)

Can i get them to stop all ach debits from my account

Sub: #3 posted on Fri, 12/08/2006 - 22:45

RAPP0608 RAPP0608

(Posts: 4 | Credits: 1.51)

Yea, I think you can. It might get a little costly to have it done, but in the end it will save you alot of money.

Sub: #4 posted on Fri, 12/08/2006 - 22:48

natdust20 natdust20

(Posts: 1345 | Credits: 164.28)

How do i go about doing this

Sub: #5 posted on Fri, 12/08/2006 - 22:50

RAPP0608 RAPP0608

(Posts: 4 | Credits: 1.51)

Rapp - If I was you, I would go into your bank, sit down with a banking rep and just ask if they can stop all direct withdrawals from a specific company.

Sub: #6 posted on Fri, 12/08/2006 - 22:58

jedijeff13 jedijeff13

(Posts: 1734 | Credits: 8.92)

I think that he has more than one company. You can just go to your bank and ask for them to place stop payments on all debits for any amount. They will ask if you want only one amount or all. If a PDL company can't get out the full amount that they want, they will try to send it through in smaller amounts.

Sub: #7 posted on Fri, 12/08/2006 - 23:02

natdust20 natdust20

(Posts: 1345 | Credits: 164.28)

True. My thought is there may be specific companies he would allow to debit.

But I do prefer your idea, nat. Shut it all down, if you are comfortable with that.

Sub: #8 posted on Fri, 12/08/2006 - 23:08

jedijeff13 jedijeff13

(Posts: 1734 | Credits: 8.92)

I would go into the bank and speak with someone. They will help you decide what the best options you have with your account. Some banks will close your accounts to credit only or will give you a new account #

Sub: #9 posted on Fri, 12/08/2006 - 23:17

bdouble bdouble

(Posts: 354 | Credits: 56.74)

If you request stop pays on ACH's make sure you ask if it is guaranteed. After I paid my bank for stop pays on ACH's they told me that they weren't guranteed. That was 3 weeks ago...now I find that some of the PDL's inserted a digit change on their id number which also allowed them to continue hitting my account weekly.

Sub: #10 posted on Sat, 12/23/2006 - 01:05

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