Hail my good friends. How are you this fine day? I am super stressed. School just started and I have so much studying I haven't the slightest idea on how my brain is going to pack in this much information. I have 5 classes but I only go 2 days a week. Which is good because I work also.
Everything is picking up and being put back in it's proper place! I miss you all, some more than others, very much. I will try and stop in for often.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.