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paid in full letter - finally got my paid in full letter

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I finally got my paid in full letter and it reads as follows.

Account of: TSV (don't want to put whole name)
With: HSBC BANK NEVADA, N.A.
Balance: $.64
File No: 250*****-H

This will serve to confirm that the above referenced account has been satified in full.

If you have any questions you may contact us toll free at 1-888-200-6501

Finklestein, Kern, Steinberg & Cunningham

Now my question is, Shannon stated that if it was received on Wednesday, that the balance would be $1581.31, and now they are saying .64 is still owed. How can that be? Of course Shannon is off on Fridays and Ashley stated that the account is marked paid in full and not to worry about it. I know this is a stupid question, but can another collection agency come after me for the .64 still owed? I know it is a crazy question, but want to cover all basis.




Lorri

Posts: 1722
Credits: 22466.496465317

Sub: #1 paid in full letter
Fri, 06/02/2006 - 08:18

Well, you would think that to chase after 64 cents would be a waste of manpower. Maybe on Monday you can talk to Shannon and ask her if it can be dropped.




CycloneFan
Posts: 1158
Credits: 19494.95

Sub: #2 a paid in full letter finally!
Fri, 06/02/2006 - 08:19

Congratulations on (finally) getting the letter. If it were me I think I would just get a money order for the .64 and pay it off. You never know what will happen in the future and I surely would not want to have some stupid collector coming back for .64 that they added a bunch of fews on. Good job, Tammy!!!




Not so Lucky
Posts: 3044
Credits: 53459

Sub: #3 pif letter (paid in full)
Fri, 06/02/2006 - 08:19

What gets me is the fact that they state the account is satisfied, but still showing $.64 and I wouldn't put it past HSBC to sue again for the small change.




Lorri

Posts: 1722
Credits: 22466.496465317

Sub: #4 I hadn't thought about how they just might not give a rip and wo
Fri, 06/02/2006 - 12:52

I hadn't thought about how they just might not give a rip and would sue you for just 64 cents and say it was the principle of the thing. I vote for the 64 cent money order myself.




Not so Lucky
Posts: 3044
Credits: 53459

Sub: #5 letter saying paid in full
Fri, 06/02/2006 - 12:54

I am going to send a money order in the morning. .49 for a money order and .39 for postage is going to cost more to send than what they claim is still owed.




CycloneFan
Posts: 1158
Credits: 19494.95

Sub: #6 Yes but it will be worth it to have them say the balance is zero
Fri, 06/02/2006 - 12:55

Yes but it will be worth it to have them say the balance is zero. Hey I'll donate the stamp if you want me to... :lol:




Not so Lucky
Posts: 3044
Credits: 53459

Sub: #7 No, it just pisses me off that my grandpa paid exactly what they
Fri, 06/02/2006 - 12:57

No, it just pisses me off that my grandpa paid exactly what they stated then they pull this crap.




CycloneFan
Posts: 1158
Credits: 19494.95

Sub: #8 I know, I know...I love those smilies :)
Fri, 06/02/2006 - 12:59

I know, I know...I love those smilies :)




Cow & Chicken
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Credits: 39167.1

Sub: #9 Tammy, Glad to hear the good news. I guess it's better to be
Fri, 06/02/2006 - 16:16

Tammy,

Glad to hear the good news. I guess it's better to be safe than sorry. :shock:




Jessi
Posts: 3370
Credits: 26958.65

Sub: #10 I'd rather spend a couple bucks mailing it to them than risk the
Fri, 06/02/2006 - 16:55

I'd rather spend a couple bucks mailing it to them than risk them getting weasely on you. Better to be safe than sorry.




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