Fingerhut Credit is a well known retailer and offers a wide range of products. To make shopping easier for people, it also offers credit accounts. These Fingerhut Credit Accounts have posed to be a major problem for the people.
Fingerhut Credit is sending notices, mails and letters to people saying that their payments are due. While some of the notices are valid, majority of them are not genuine. People have doubts that there has been extensive manipulation of credit account balances and that there should be some way to stop the irregularities of the company.
People who had paid off their dues received notices requesting the customers to pay up again. Complaints also included allegations that a customer who had paid up in full still had his name in the credit report. Fingerhut has also been blamed for providing telephone numbers, which are not valid. Few officials of the company mislead people and do not provide the correct information about payments and account balances.
While some attribute the irregularities to the change in the company's management, there are yet others who say that this is a probable way of harassing people.
I am trying to find information regarding this acc...
Tue, 08/09/2005 09:42
I am trying to find information regarding this account. I want to pay it off and have it removed from my credit report. I don't even remember opening this account. Please help!!
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.