All these stupid numbers keep calling. I don't answer I Google them and it always a Law group and the people that did answer them are saying these people are threatening them with lawsuit, jail, serving of papers. I can't handle the calls. They had stop for the most part for a year, but now they are back in full swing. I spoke with a lady from Texas Attorney General Office that said it because we are trying to fix our credit and because we apply for a loan a month ago like idiots. I have definitely learned my lesson not more loans no matter what. Sick of the nonstop calling and scams. is there anyway to make them stop or just ignore and wait it out.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.