When i called the number 800 423-4343 it didn't go to a CITI Bank number at all. it said AT&T something and then asked for my credit card number right away. why are all these other posts saying they spoke to someone when all I'm getting is a recorded voice talking about the wrong company and asking for my card number? PLEASE ADVISE.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.