Do you have an Emblem Mastercard that you obtain through paying off a debt through Jefferson Capital Systems? Is so, how is it working for you? What was your starting credit line, and what is your credit limit now. I just want to know how many people is the Emblem card working for, the ones that have it...
My starting credit was $262 and the card was issued in May 2009. I received my first credit limit increase in October 2009 of $100. Then in January 2010 I received an increase of $200.00 Since I heard they give increase every three months, I should recieve another increase this month. Not sure how much it will be.
I have been before time. I just recenlty, the last two months, use my credit card to pay bills. All the bills I was paying with my debit card, I start paying with my credit card. The money that I use to pay bills, I apply it to the card. So, when statement times roll around, its nearly a 0 balance. This has really built up my credit score. I expect a larger increase of a credit limit since i have been applying $300-$400 bi weekly on my credit card. That's $600-$800. This will show them that I am able to handle more.
So when I receive that next credit limit increase I will be sure to share it! Should be tomorrow since this makes the 3rd month.
Please share you Emblem experiences!