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I know that soft inquiries don;t affect credit scores. but, I don't have any negative listing on my credit report. However, my score has fallen a bit. What can be the reason?




The reason can be anything. May be your overall utilization ratio has increased and that has dropped your credit score. Who knows!!

Sub: #1 posted on Wed, 05/16/2018 - 12:09

SC SC
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(Posts: 3937 | Credits: 398.71)

There can be many reasons for the drop in your credit score. Take out your reports and check out if there's any incorrect items. Dispute if there's any. It might help to raise your score to some extent.

Sub: #2 posted on Fri, 05/18/2018 - 16:59

Mabelle Page Mabelle Page

(Posts: 149 | Credits: 14.62)

Dude, that can be anything. There are multiple things that affect credit score. Have opened multiple new accounts within a short period of time? Have you paid your bills on time for each account on your credit report? Paying late has a negative effect on your score. Have you recently closed any of your old credit accounts? THere are several more reasons, let us know if you can recall any...

Sub: #3 posted on Mon, 05/21/2018 - 16:20

Barbara Delinsky Barbara Delinsky

(Posts: 264 | Credits: 26.21)

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