Has anyone ever heard of this group? I am using Care One for a dmp of approximately $670. a month including their fee of $45.monthly to pay off a debt of $25, 000 for about 3 years and 10 months. We have made 3 payments so far. Trying to find out how to get a copy of my fico score without joining some group that reports on the Credit Bureau. I know that I can get a free one from all 3 once a year. Any suggestions? Pennysaver PS Seeing our accountant tomorrow and will talk to him. So far Care One_CESI has been very easy to deal with.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.