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i am trying to fix my credit report myself without having to pay someone to do it for me. I've seen people able to get account removed from their credit report and i am just wondering how. if you could assist me with this i would really appreciate it




No need to do that. Try to manage your credit cards in a proper way. Make bill payments within the stipulated time. And don't cross your credit limit. If you remain consistent with it, your credit score will improve.

Sub: #1 posted on Wed, 12/20/2017 - 18:56

sanderspatricia29 sanderspatricia29

(Posts: 613 | Credits: 64.31)

You can surely fix errors in your credit report yourself. Just monitor your credit reports at regular intervals and dispute errors if any. Along with that, add positive items in your reports.

Sub: #2 posted on Thu, 12/21/2017 - 17:46

Good Nelly Good Nelly
Industry Expert
(Posts: 2659 | Credits: 531.75)

You can't remove accurate negative listings from your credit report. Always, remember that. They will stay on your credit report for 7 years. You can only request to remove wrong negative listing from your credit report.

You can use this sample letter.
https://commun ity.debtcc.com/letters/sample13.html

Sub: #3 posted on Fri, 12/22/2017 - 11:36

SC SC
Moderators
(Posts: 3937 | Credits: 398.71)

Check for errors, monitor your credit reports at regular intervals. These little errors sometimes may cost you more. Don't forget to pay your bills before due date and try to keep your credit balances less that 30% of your credit limit.

Sub: #4 posted on Fri, 12/22/2017 - 15:41

tiarajoseph11 tiarajoseph11

(Posts: 300 | Credits: 42.48)

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