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I have a negative item on my Experian report that looks to have been re-aged by a year or so. Seven years from date of first delinguency would have been four months ago, so it should be gone, right? I've never made a payment on it, ever. Heck, I didn't even know it was on there until last month. I disputed it with them in December, and it came back as 'verified and updated'. I just disputed it again, for all the good that's likely to do.

At this point, I've just about had it. I've spent most of the afternoon trying to contact Experian and talk to an actual person, to no avail. I've tried every likely-looking number on their website. All that's gotten me is lost in an endless tangle of voice-prompt menus. Does anybody have a phone number for them that will allow me to speak to an actual, live human? I want to know how they 'verified' this turkey, and why it's scheduled to remain on my report until 09/2008, which would be eight years.
Can anybody help me here?

FWIW, the pertinent details can be found in this thread: http://www.debtconsolidationcare.com/collection-agencies/unpaid-copay.html




Good luck with that, i disputed something with them and it came back the same way "verified" i didnt realize that you could dispute it again :?

Sub: #1 posted on Sat, 01/19/2008 - 04:12

Unregistered


Hell, I never heard that you couldn't. :?

Sub: #2 posted on Sat, 01/19/2008 - 04:36

unclewulf unclewulf
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(Posts: 3173 | Credits: 315.03)

EXPERIAN NUMBERS
888-397-3742
888-972-5722

VOICE MAIL
972-390-3814

SUPERVISORS
972-390-4000
972-390-4001
972-390-4002
972-390-4003
972-390-4004
972-390-4005
972-390-4006
972-390-4007
972-390-4008
972-390-4009
972-390-4100
972-390-4101
972-390-4102
972-390-4103
972-390-4104
972-390-4105
972-390-4106
972-390-4107
972-390-4108
972-390-4109
972-390-3046 JOHN RORGE
972-390-3816 ANDREA GREEN
972-390-4068 TOTAL RECALL
972-390-4087 BETHANY ISEMAN SUPERVISOR OF CUSTOMER RELATIONS
972-390-4088 KEN
972-390-4121 ANNETTA WALKER
972-390-4122 LEAD VIP TEAM
972-390-4123 ELIZABETH
972-390-4124 LISA WALLACE
972-390-4126 PAUL SUPERVISOR OF THE TOP GUN TEAM
972-390-4127 GREG MCGOWAN
972-390-4128 CHE
972-390-4130 CARLA BLAIR SUPERVISOR SPECIAL SERVICES
972-390-4131 KERRI IDEE SUPERVISOR
972-390-3000
972-390-3569
972-390-3809
972-390-3811
972-390-3942
972-699-6046
972-699-6081

FAX NUMBERS
407-551-1955 FLORIDA
714-385-7349
714-830-2449
800-301-7196
877-454-1010
972-390-1680
972-390-3809
972-390-3838
972-390-3850
972-390-3974
224-698-5375


I can't take credit for this list, it was found on another website.

Sub: #3 posted on Sat, 01/19/2008 - 09:35

LoneGunman LoneGunman

(Posts: 224 | Credits: 18.39)

WOW :shock: Thanks Lone. I have been trying to talk to a real person there from months now. This is good info!!!

Sub: #4 posted on Sat, 01/19/2008 - 09:51

puddlejmpr puddlejmpr
Moderators
(Posts: 1634 | Credits: 74.81)

Not a problem, I am bored and was looking for something to do. As I said, I didnt make that list up, someone did the hard work, I just copied and pasted it.

I think I learn more trying to help others doing research than working on my own stuff.

Sub: #5 posted on Sat, 01/19/2008 - 09:59

LoneGunman LoneGunman

(Posts: 224 | Credits: 18.39)



Damn! You da man.

Sub: #6 posted on Sat, 01/19/2008 - 10:39

unclewulf unclewulf
Moderators
(Posts: 3173 | Credits: 315.03)

Oh Thank-you Lonegunman!!! I filed two disputes about a collection agency reporting on a bankruptcy account.
Like Unclewolf...all I get is the same reply...updated. It was updated alright! Instead of removing it...they updated the date of collections to January '08! This account was in my bankrupcy in '05!
Experian obviously doesn't investigate much on a dispute just contacts the business and takes their word for it! I will diffenently be calling!!

Sub: #7 posted on Sat, 01/19/2008 - 19:42

laura19544 laura19544

(Posts: 456 | Credits: 69.04)

laura you need to send the KMA letter to both experian and the collector. It is a MAJOR violation of bankruptcy law with severe sanctions for them to report that way.By the way KMA=Kiss My @SS!!!

Sub: #8 posted on Sun, 01/20/2008 - 07:52

cajunbulldog cajunbulldog
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(Posts: 4859 | Credits: 425)

LOL, I was thinking, Hmmmmmm I never heard of a KMA letter.

Sub: #9 posted on Sun, 01/20/2008 - 08:01

LoneGunman LoneGunman

(Posts: 224 | Credits: 18.39)

Yes Cajun I did sent a letter to Experian (maybe not a KMA) mailed it Friday morning. If I do not hear from them I will try to contact someone on that list of numbers... In the meantime I may have to call my bankrupcy lawyer (again) and remind him I need some help on this.

Sub: #10 posted on Sun, 01/20/2008 - 11:58

laura19544 laura19544

(Posts: 456 | Credits: 69.04)

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