I have 3 accounts that I don't know what to do about or really understand the how to calculate. I would appreciate any help on this. Two of them were opened in 11/01, last payment 11/04, date of first delinquency, 12/02.
The third account was opened at the same time as the other two, except, date of last payment is even older, more like 2002 and it is not on any of my credit reports.
My question is, how do I calculate the sol for these in new york, and I don't really have the money to pay these accounts off, should I leave it alone?
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
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The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.