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I am in the situation where i do not have enough credit history to get a credit card. the company in which i have asked for credit, stated that if i wanted to write back credit history and reasons for what is on the credit report itself that i could then be reviewed and possibly approved. does anyone have a template of a letter that i can go off of.

If you don't have credit cards and credit card debt then you are in much better shape than many people right now. Get a checking account and use a debit card. A credit card will just get you into financial trouble. Thats my best advice anyway.

Sub: #1 posted on Tue, 07/15/2008 - 19:49

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Without a credit history,it will be next to impossible to buy a home in the future. You will need to build up a good history before you reach that point.

Sub: #2 posted on Tue, 07/15/2008 - 20:04

cajunbulldog cajunbulldog
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is this for a car loan? I have dealt with credit acceptance for a car loan before and they were very good to deal with for me. They gave us no hassles at all and everything was so much easier than I thought it would be.

Sub: #3 posted on Tue, 07/29/2008 - 22:03

skydivr7673 skydivr7673
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