Gotta be patient with CR updates.
I realize I didn't get myself into trouble overnight so it's not going to change overnight but, I find myself amazed at how the information on your credit reports differs between the bureaus. All of my paid accounts show "PAID/CLOSED" for at least one bureau but, the other ones lag behind so slowly. I know I need to be patient but, when I see an update from FORD MOTOR CREDIT within 24hrs on an old account it's hard to believe what I see everyday when I look at my credit report. :shock:
Something will get partially updated and sometimes it'll take a couple phone calls and disputes to get things right. I just wanted to see if anyone else out there gets frustrated :evil: when updating or disputing the information on their credit report. I'm not losing my mind because I know that I've paid everything off and I don't feel any pressure talking with whoever happens to call or pick up the phone when I call. It's a great feeling. :D
I'm glad I didn't go with one of the online CREDIT FIXER guys 'cause it hasn't really been that hard. :roll: Just keep notes and keep disputing and calling. Get a couple generic cards (i.e. Capital One, Orchard Bank) and pay them off immediately. I pay them online the second I get the e-mail. When I use the card the one or two times I do in a month, I flip it over in my wallet so I know it's got charges on it. Kind of a mental thing. :roll:
I just can't wait until my credit report is ACTUALLY accurate. It's getting really close! I also can't wait until I achieve ELITE PLATINUM CREDIT STATUS and my score is astromically high, you know, like 1275. Just kiddin'. Heck I can't wait until it goes over the 600 mark..... any day now. :wink: