im looking at all three credit reports and i am very confused what the term "conditions" mean
for example, for all of my paid charge offs,on my transunion report they are mostly listed as -Closed (Paid)- but for equifax and experian they will say derogatory but they do list the balances in zero and that they've been paid/settle.
is this just a different way of reporting or do these does it affect my credit score? do you i have to dispute this, because it will be a lot to dispute. im so confused :?
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.