I have been getting threatening calls from a company saying that they are CCR a check and credit reporting division of the National Attorney Network. They have stated in their last call that if I don't call them by 5 tomorrow that they will put the case forward in my county. What do I do? Anyone else dealt with them? Are they for real?
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.