Okay so I just pulled my Experian report. I was wondering if people can start me off with some tips about how I can get some things removed.
The first thing I noticed is that an account appears on there as charged off. Then I see that same account appearing in collection agency. Shouldn't I be able to get the original charge off removed?
This lists addresses all the way back to my college dorms. Can I get those removed? How far back are inquiries supposed to appear (I have a couple from 2006)
My other thing is that the accounts I have on here all went delinquent and I've been doing the dmp. I've noticed that the balances have gotten lower but it says '$0' for recent payment. I would really like to get these Collections off of here. Any advice is much appreciated.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.