I got a call from them today Dec 17 , 2013 6 calls , My wife 6 calls and my daughter 3 calls. They said that I am going to be searved papersTODAY if I do call back. First there is a process they need to go by. I work for attorneys and I know that they can not just hit you with papers. they need to send you a letter then try to call you not 12 times a day to work it out. Then they can file papers that has to be sent to yo through the mail . At that point yo can answere the papers sent to yo by the court. If you dont then they can sue you. When they called me they wanted to know my address to send the papers think about that. They should have it!!! This is a SCAM!!! Do not fall for it ask them to send the papers in the mail of e-mail no reason they cant I bet they will tell you otherwise.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.