Hello Ajudge, I'm really
sorry this is happening to you. You really need to get another account
open at a different bank asap! Give your new account information to your
payroll dept. and ask that they deposit your check into your new
account, if it is too late to change the direct deposit, ask that they
draft you a check this time around until your next pay period. Call your
present bank and ask to speak to the manager, tell him/her that you want
a hard debit block placed on this account asap so no more withdrawals
can be attempted by these pdl's and you won't be charged anymore NSF
charges until you can get this cleared up! If you will start a new topic
and list the names of each pdl, whether they are Internet or store
front, amount borrowed and amount you have paid so far, and the state
you reside in, we can help you plan a course of action to get them taken
care of. :)
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.