Thank you!! Also, I've
noticed that all of these places are NOT on the list for approved
lenders in Indiana.. I have a feeling I'm getting shanghai-ed even worse
than I initially feared.. in the meantime... stop payments? I have
about 72 hours before the unnecessary debiting starts... and I want to
avoid it if at all possible.. I want to pay them back.. just not all at
once and overdraft my bank account. Thank you, ladybug for not being
judgmental.. it is out of fear of reprisal that I've not sought help so
far. My parents would be so horribly
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.