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I received a reply from a CA stating the following:

We are unable to locate the debtor/account by the information you provided. Please call our office (number), or fax additional information to (number). Thank you.

As far as information listed in the letter, I gave my name address, and the account number shown on the credit report, although it has Xs it in. EX: 555XXXX is shown on the report. They should be able to look me up by name, correct?

Is this enough to file a dispute with the CRA or is more correspondence needed?

Thank you!




That is a failure on their part to validate the debt.

Sub: #1 posted on Thu, 08/28/2008 - 02:22

Frogpatch Frogpatch
Moderators Cum Industry Expert
(Posts: 5381 | Credits: 652.52)

Wow, just noticed I butchered my previous post. Frogpatch- What are most folks advised to do in this situation?

Please go through the following thread for more related as well as relevant answers: - http://www.debtconsolidationcare.com/collection-agencies/ about50693.html Jason

Sub: #2 posted on Thu, 08/28/2008 - 03:09

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