I have several agencies that have been calling my home ever since I moved in looking for the past owner of the huse as well as several looking for the person who used to have the phhone number that is currently mine. I have informed these agencies and they have not only referred to me as a liar but their automated systems call my house several times EVERY day. One of them has even started calling my cell phone looking for people I don't even know. Is there a way to make this stop??
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.