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I would like to know who do I send the validate letter to? Is it going to the original people I owe or the collection agency?




Dend the debt validation letter to the collection agency via certified mail.

Sub: #1 posted on Mon, 09/11/2017 - 16:36

ditchdebt ditchdebt

(Posts: 648 | Credits: 251.77)

As per the Fair Debt Collection Practices Act (FDCPA) , You have to send the debt validation letter to the collection agency via a certified mail, if they fail to send written validation of debt within five days of contacting you.

Sub: #2 posted on Mon, 09/11/2017 - 19:37

Barbara Delinsky Barbara Delinsky

(Posts: 240 | Credits: 23.81)

Do not start making the payments before the collection agency validates the debt.

Sub: #3 posted on Tue, 09/12/2017 - 18:24

Good Nelly Good Nelly
Industry Expert
(Posts: 2645 | Credits: 530.34)

You have to send a debt validation letter to the CA and make sure you make payments once the CA validates the debt.

Sub: #4 posted on Tue, 09/12/2017 - 18:33

sanderspatricia29 sanderspatricia29

(Posts: 558 | Credits: 58.49)

Validation letter is for the collection agency. You send this letter to the agency to check whether or not they qualify to collect the debt from you. It has nothing to do with the original creditor.

Sub: #5 posted on Wed, 09/13/2017 - 17:11

Phil Bradford Phil Bradford

(Posts: 157 | Credits: 16.04)

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