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United Collection Bureau Inc owns my debt. Should I send a DV?

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Got a letter from these people today for a Citi CC that previously was with GC Card Services , another CA.
I sent a DV letter to GC Card Services and never got a reply.I'm guessing I need to send another DV letter to United Collection Bureau ?
Another question : The new CA identifies themselves as United Collection Bureau Inc but checks should be made out to CitiCorp Credit Services Inc. :?:




I'd hit them with a DV letter so quick it'd make their eyes water. It sounds like one of two things is going on here. Either:

1 - Citi recalled the account from the first CA and sent it to these guys.

- or -

2 - The first CA couldn't produce validation when you called them on it, so they sold the debt to CA #2 to cut their losses.

Sub: #1 posted on Sun, 03/02/2008 - 01:31

unclewulf unclewulf
Moderators
(Posts: 3173 | Credits: 315.03)

I think it was probably sold to another CA. I'll send a DV letter in a timely manner.

Sub: #2 posted on Sun, 03/02/2008 - 01:53

rawpaw32 rawpaw32

(Posts: 2 | Credits: 0.5)

I was NYMatt and now I'm rawpaw32.I had to rejoin and my username was changed to my email address. Go figure. :x

Sub: #3 posted on Sun, 03/02/2008 - 01:57

rawpaw32 rawpaw32

(Posts: 2 | Credits: 0.5)

Glad you got the username straightened out. Let us know what happens with that second letter. My bet is that they can't/won't validate it, either.

Best of luck!

Sub: #4 posted on Sun, 03/02/2008 - 07:41

unclewulf unclewulf
Moderators
(Posts: 3173 | Credits: 315.03)

it wasnt sold, guys--if the CA is directing you to send payment to the original creditor, then the OC still owns it. If the CA owned it, they would tell you to pay them.

Sub: #5 posted on Sun, 03/02/2008 - 07:57

Unregistered


United Collection Bureau Inc does a lot of 3rd party contingency collections for Citibank. They also like to break the law!!

Sub: #6 posted on Sun, 03/02/2008 - 08:53

SOAPLADY SOAPLADY
Moderators Cum Industry Expert
(Posts: 17211 | Credits: 4746.38)

You're right soaplady, they called me a few months ago and left a message. The guy said he was in the 'litigation' department and that if I didn't call him back immediately, the 'file' would be out of his hands and said 'good luck, you'll need it'

Sub: #7 posted on Mon, 03/03/2008 - 03:11

Unregistered


I sure hope the bankruptcy trustee hits this company hard. I received a second letter today in the mail from these idiots trying to collect on a debt that is included in my bankruptcy, but they did not file a claim, so they will not be paid :evil:

I will be faxing this letter to my attorney and the bankruptcy trustee first thing Monday morning.

Sub: #8 posted on Sat, 10/25/2008 - 11:38

m.lm1947 m.lm1947

(Posts: 153 | Credits: 14.26)

They dont care what you do , they handle piles of lawsuits every day, but show 25 mil in income yearly anyway.

Sub: #9 posted on Sun, 10/26/2008 - 11:44

Unregistered


They will care if the AG shuts them down!!

Sub: #10 posted on Sun, 10/26/2008 - 13:40

Unregistered


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