Second email in as many days. I've never taken out a payday loan.
Re: Reference Account: 88-26-799 Subject-Lawsuit
We are talking about the loan of $300.00 which is now $945.67 including the late fee, interest and taxes, That you took with the company ACS( A Parental Payday Advance Co.), Your SSN 0689 was also traced when you were signing the contract with the company.
The company have more than 14 technical evidence in order to prove the money was successfully deposited into your bank account which is a checking account with WELLS FARGO.
Talking about the creditor Advance Cash Services ACS is the mother company which owns & operates more than 350 payday loan websites CASH NET USA, CASH AMERICA & 500 CASH ADVANCE etc. And you have used one of them to get this loan approved.
NOTE : Kindly let us know your intentions regarding this case so that we can send you the settlement agreement in order to freeze down this case for you or we have to download this case forcefully against you within next 24 hrs, We would be looking for your positive response.
Sr. Investigation Officer
On Tue, Aug 27, 2013 at 2:03 AM, Laurie Romano
Payday services? I don't think so. I've never used a payday lender so I suggest you check your records. I've never heard of you. I will be contacting the Better Business Bureau and my own attorney. Stop this correspondence. You have the wrong person.
From: ACS DEBT
To: ACS DEBT
Sent: Monday, August 26, 2013 12:02 PM
Subject: Reference Account: 88-26-799 Subject-Lawsuit
ACCOUNT # - 88-26-799
DUE AMOUNT - $945.67
LOAN COMPANY/LENDER - ACS INC.
We are hereby to inform you that you are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Government, so before something goes wrong we would like to notify you about this matter.
It seems apparent that you had chosen to ignore all our efforts to contact you in order to resolve your debt with your Payday Services. At this point you had made your intentions clear and leave us no choice but to protect our interest in this matter.
UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
As we have shared with you in previous letters, read your loan agreement; the next step is clearly defined. It could cost us both a great deal of time and money; you can avoid this by taking care of this now.
The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.
It is quick and easy:
Grab your debit card and call us or e-mail us right now in order to make a payment and freeze down this case.
Contact us on 1-803.388.8200 from 09:30 AM to 06:30 PM (EST).
If you do not take immediate action:
We will be forced to download this case against you and once it is downloaded the creditor has entire rights to inform your employer and your references regarding this issue and the law suit will be the next step which will be amounting to $3932.09 and will be totally levied upon you and that would be excluding your attorney charges and the due amount pending on your name.
Thanks for being our customer,
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