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Second email in as many days. I've never taken out a payday loan.

Re: Reference Account: 88-26-799 Subject-Lawsuit
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From

ACS DEBT

To

Laurie Romano

LAURIE ROMANO,



We are talking about the loan of $300.00 which is now $945.67 including the late fee, interest and taxes, That you took with the company ACS( A Parental Payday Advance Co.), Your SSN 0689 was also traced when you were signing the contract with the company.

The company have more than 14 technical evidence in order to prove the money was successfully deposited into your bank account which is a checking account with WELLS FARGO.


Talking about the creditor Advance Cash Services ACS is the mother company which owns & operates more than 350 payday loan websites CASH NET USA, CASH AMERICA & 500 CASH ADVANCE etc. And you have used one of them to get this loan approved.

NOTE : Kindly let us know your intentions regarding this case so that we can send you the settlement agreement in order to freeze down this case for you or we have to download this case forcefully against you within next 24 hrs, We would be looking for your positive response.



Best Wishes,

Chris Martin.

Sr. Investigation Officer

ACS Incorporation

+1-803.388.8200 (Direct)

+1-760.284.6238 (Fax)


On Tue, Aug 27, 2013 at 2:03 AM, Laurie Romano wrote:

Payday services? I don't think so. I've never used a payday lender so I suggest you check your records. I've never heard of you. I will be contacting the Better Business Bureau and my own attorney. Stop this correspondence. You have the wrong person.




From: ACS DEBT
To: ACS DEBT
Sent: Monday, August 26, 2013 12:02 PM

Subject: Reference Account: 88-26-799 Subject-Lawsuit

ACCOUNT # - 88-26-799
LOAN/DEBT INFORMATION
DUE AMOUNT - $945.67
LOAN COMPANY/LENDER - ACS INC.
We are hereby to inform you that you are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Government, so before something goes wrong we would like to notify you about this matter.
It seems apparent that you had chosen to ignore all our efforts to contact you in order to resolve your debt with your Payday Services. At this point you had made your intentions clear and leave us no choice but to protect our interest in this matter.
UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
As we have shared with you in previous letters, read your loan agreement; the next step is clearly defined. It could cost us both a great deal of time and money; you can avoid this by taking care of this now.

The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.

It is quick and easy:
Grab your debit card and call us or e-mail us right now in order to make a payment and freeze down this case.
Contact us on 1-803.388.8200 from 09:30 AM to 06:30 PM (EST).
If you do not take immediate action:
We will be forced to download this case against you and once it is downloaded the creditor has entire rights to inform your employer and your references regarding this issue and the law suit will be the next step which will be amounting to $3932.09 and will be totally levied upon you and that would be excluding your attorney charges and the due amount pending on your name.

Thanks for being our customer,
Regards,
ACS INC.
Copyright © 2005 ACS INC | Privacy | Terms of use
--------------------------------------------------------------------------------
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Yeah it is a total scam. Dont bother with the BBB...forward your complaint to your state AG's office and the FTC.


Sub: #1 posted on Wed, 08/28/2013 - 17:00

SOAPLADY SOAPLADY
Moderators Cum Industry Expert
(Posts: 17209 | Credits: 4746.15)

i got that two months ago.really got into it with the SOB.they are in pakistan so i would file an FTC complaint only.www.ftc.gov is where to do that.btw that was by email the idiot responded in all caps.haven't gotten another email since,but you never know.


Sub: #2 posted on Wed, 08/28/2013 - 18:03

paulmergel paulmergel
Moderators Cum Industry Expert
(Posts: 15506 | Credits: 1356.56)

The first flag is the fact that the English in the notice, especially the second one, is horrible.

Sub: #3 posted on Tue, 09/03/2013 - 17:53

Scubus Scubus

(Posts: 44 | Credits: 5.82)

CASE FILE #: NC6 - 587482
LOAN INFORMATION
PAST DUE AMOUNT - $825.86
CREDITOR - ACS Incorp.
You are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Government, so before something goes wrong we would like to notify you about this matter. It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Payday Services. At this point you have made your intentions clear and leave us no choice but to protect our interest in this matter.
Your line of credit is over 60 days past due, but it is not too late to restore your good standing!
We want to serve as your trusted financial resource in the future, but to do that; we’ll need to come to an agreement on the past-due balance.
If you believe you are unable afford the payment options we have offered, contact us right away by phone or email and we will do our best to accommodate an amount you can commit to.
UNITED LEGAL INVESTIGATION BUREAU HAS STATED 4 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
(4) AND THE BIGGEST ONE IS E.F.T. THAT IS ELECTRONIC FUND TRANSFER
Now, this means few things for you. If you are under any state probation or payroll we need you to inform your superior or manager what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD.
And once you found guilty into the court house than you have to bear the entire cost for this law suit $4271.15 which is excluding loan amount, attorney's fees, and the interest charges. You have the right to hire an attorney. If you don't have one or if you can't afford then one will be appointed to you. We believe that this was not your intent and that these steps are unnecessary. We merely require you to contact our recovery asset location department at +1- 347 670 4001 between 9.30 to 6.30 (EST).
IF YOU WANT TO RESOLVE THIS MATTER THAN IMMEDIATELY CONTACT US THRU EMAIL OR CALL US BETWEEN WORKING HOURS ON +1- 347 670 4001.
UNITED STATES OF ATTORNEY
Copyright © 2006 ACS | Privacy | Terms of use


ADVANCE CASH SERVICES (ACS)
Phone: (347) 670-4001

Sub: #4 posted on Tue, 11/19/2013 - 21:05

Unregistered


CASE FILE #: NC6 - 587482
LOAN INFORMATION
PAST DUE AMOUNT - $825.86
CREDITOR - ACS Incorp.
You are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Government, so before something goes wrong we would like to notify you about this matter. It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Payday Services. At this point you have made your intentions clear and leave us no choice but to protect our interest in this matter.
Your line of credit is over 60 days past due, but it is not too late to restore your good standing!
We want to serve as your trusted financial resource in the future, but to do that; we’ll need to come to an agreement on the past-due balance.
If you believe you are unable afford the payment options we have offered, contact us right away by phone or email and we will do our best to accommodate an amount you can commit to.
UNITED LEGAL INVESTIGATION BUREAU HAS STATED 4 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
(4) AND THE BIGGEST ONE IS E.F.T. THAT IS ELECTRONIC FUND TRANSFER
Now, this means few things for you. If you are under any state probation or payroll we need you to inform your superior or manager what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD.
And once you found guilty into the court house than you have to bear the entire cost for this law suit $4271.15 which is excluding loan amount, attorney's fees, and the interest charges. You have the right to hire an attorney. If you don't have one or if you can't afford then one will be appointed to you. We believe that this was not your intent and that these steps are unnecessary. We merely require you to contact our recovery asset location department at +1- 347 670 4001 between 9.30 to 6.30 (EST).
IF YOU WANT TO RESOLVE THIS MATTER THAN IMMEDIATELY CONTACT US THRU EMAIL OR CALL US BETWEEN WORKING HOURS ON +1- 347 670 4001.
UNITED STATES OF ATTORNEY
Copyright © 2006 ACS | Privacy | Terms of use


ADVANCE CASH SERVICES (ACS)
Phone: (347) 670-4001

Sub: #5 posted on Tue, 11/19/2013 - 21:06

Unregistered


read the thread.report this boiler room scam to the FTC,and your AG.btw.read the email slowly.the stupidity,bad grammar,and again stupidity.examples:

1)which fucking courthouse.
2)there is no advance cash services.it's fictional.
3)EFTA (electronic funds transfer act)is meant to protect consumers.have no idea what the EFT is except a made up bullshit term.
4)this bunch of shit wants nothing to do with the FBI.they just throw it out there as a scare tactic.

i would not even respond as again a bunch of shit by a bunch of shit.

Sub: #6 posted on Tue, 11/19/2013 - 21:13

paulmergel paulmergel
Moderators Cum Industry Expert
(Posts: 15506 | Credits: 1356.56)

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