Can collection agencies use a fake phone number to call you? I had a collection agency call with a number from my area code. They have no office in this state. The agency calling was Enhanced Recovery.
What type of debts do Enhanced Recovery try to collect?
Are they allowed to called cell phones, and call before sending a letter in the mail?
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.