I also got loan from speedy cash switched bks on last payment bank said they sent iy have paper it sent there they claim never got it they want thw whole all over again I said no they put it on my credit record the bank is making me pay it or find dif bank not happy at all they are scam artists or very illegal operaors beware not legal in wisconsi as far as I know
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.