thomas landis - has anyone dealt with this company?

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Has any one dealt with this compay?  They keep calling my but I have yet to recieve a dunning letter which I should recieve within 5 days of contact correct?
 
Do they actual sue or just threating to?




Even if you have received no dunning letter, I would reccommend sending them a DV letter STAT.?? I would be sure to state, in your DV letter, the fact you have never received the first dunning letter from them.

I reveived a dunning letter from this "attorney's" office; howver, I never received any phone calls from them.?? The funny thing about their dunning letter, is it clearly states it's from "The Law Office of Thomas Landis" in the return address portion on the envelope, a clear violation of the FDCPA.?? I'm not the only person they have done this to, when I Googled him I found several comments throughout the internet from people that had also had this done to them.

The funny thing is, this is the second CA that Pinnacle has sicked on me for an unvalidated debt.?? The first CA they put on tme, I DV'd and received one of those statements on the CA's letterhead advising me the debt was validated.?? I sent a letter back telling them is wasn't properly validated, and Pinnacle just pulled the debt from the first CA and gave it to Landis to collect on.

Plus they haven't updated it on my creidt report to read it as disputed.
My attorney has already sent Pinnacle a demmand letter, to which they haven't responded.?? So they will soon be served suit papers for mulitple FDCPA, FCRA, and FCCPA violations.

I'll keep you guys posted.

Sub: #1 posted on Tue, 03/31/2009 - 03:05

FloridaRon FloridaRon

(Posts: 1190 | Credits: 74.85)

Great advice here!!

Sub: #2 posted on Tue, 03/31/2009 - 04:34

Cool_Abyss Cool_Abyss
Moderators
(Posts: 2936 | Credits: 173.61)

I just started receiving calls from them as well....got my letter today after two weeks of calls and it's on a boa account that was bought by cach. I was dealing with byck but now it has been transfered to landis since I dv'ed byck.

Sub: #3 posted on Tue, 03/31/2009 - 10:56

Unregistered


Well, see my post above.

If you can proved you DV'd byck, and they received the request, then CACH just pulled it and transferred it to Landis then that is one FDCPA violation right there.

Someone please correct me if I'm wrong.

Sub: #4 posted on Tue, 03/31/2009 - 15:57

FloridaRon FloridaRon

(Posts: 1190 | Credits: 74.85)

I hadn't thought about it before but I received a dunning letter from the "Law Offices of Brachfeld & Associates" in the return window of the envelope.
Is that really a violation? The FDCPA states:
Using any language or symbol, other than the debt collector???s address, on any envelope when communicating with a consumer by use of the mails or by telegram, except that a debt collector may use his business name if such name does not indicate that he is in the debt collection business.
As "Law Office" can mean many things besides debt collection I wonder if anyone has actually sued and won a case on something like this?

Sub: #5 posted on Tue, 03/31/2009 - 19:45

arb arb

(Posts: 147 | Credits: 27.89)

I have an old BOA account that was bought by Cach as well. It was with Bronson and Migliachio but I guess when I sent the DV they pulled it. Does anyone know if Cach or this atty. Thomas Landis actual files suit?

Sub: #6 posted on Tue, 03/31/2009 - 19:55

Unregistered


what is a dunning letter or a DV letter? I have Landis calling me...and I don't even remember having the credit card they said I did. Plus he says it's from 2000 which is past the statute of limitations

Sub: #7 posted on Tue, 06/02/2009 - 10:44

Unregistered


A dunning letter is a collection notice from the CA...a DV letter is a letter from you TO the CA requesting them to validate the debt. If they can't validate, then they can't collect.

If you are sure it is past the SOL, send them a letter stating so. That should make them disappear.

Sub: #8 posted on Tue, 06/02/2009 - 11:21

desperatelyseekingsanity desperatelyseekingsanity

(Posts: 1129 | Credits: 58.41)

Okay....same sort of situation.

They 'apparently' sent 4 letters, none of which I received, but I discard junk mail quickly. They then called and left a message regarding "immediate action needed".

The debt they are trying to collect is 100% real. They knew where it started, that it was sold to Pinnacle, and are now trying to collect the payment. The total amount due is questionable, as I'm not positive what I owed, but it was definitely in the ballpark.

The guy on the other line pushed me around and into corners with force and legal mumbo jumbo and tried to get me to set up a payment plan. I objected saying I had no confirmation of any kind that this company was legit. He countered with more threats and mentioned them taking further actions.

So, I've made the mistake of agreeing to pay them (verbally) and have no proof in writing. Yet. If they can/will take care of this debt for me, I am willing to pay it. They managed to drop about $600 off what I owe, which I've heard of.

The question is...do I pay them?? Will my payment to this "firm" actually erase my debt from the credit bureau??

This "firm" sounds very shady and I would be much happier paying someone that I had more confidence in knowing it would take care of my debt.

Thanks for advice.

Sub: #9 posted on Wed, 07/08/2009 - 15:30

Unregistered


Tell them to put everything in writing on company letterhead and signed by a manager. If they refuse to put it in writing, don't pay them a dime!!

Sub: #10 posted on Wed, 07/08/2009 - 23:37

Unregistered


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