This company call me and said that will take me to court if I don't come to term with the agreement for the payday loan that I never had. I look them up and nowhere to be found. It came up under the BBB and show a address and I look up it and it a UPS store. I verify the address with the UPS store and they do have a box with that suite number on it. I call the place and they said they are in a Commercial building business type. I ask these people to send me paper and they said they sent it to me in September and I ask them to send it to me agene and they said they cant if I willing to pay the debt then they will sent it to me via email only.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.