I get my mail at my parent's house and my mom just found a letter from 4/10 from Stellar Recovery / Current Creditor Crown Asset Management for Household Bank Card. They are sayiing I owe $655.49 but will settle for $262.20. I have to notifiy them in 30 days if this isn't right which 30 days has passed because I just received the letter. I'm not sure this is my account and not my ex-husband's so I'd like to validate it!
Well from reading this forum I know NOT to screw around with this BS as I don't want a judgement or end up having sheriff visit.....
Is it too late to send a debt validation letter to them? Or do I just need to call them and set up payment plan? They will want $ now but I need to spread it over 5 payments starting July 15th...
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