I received a court summons for 2500 on one debt and I am worried about seizure of assets and how to fight this. I don't have much money to negotiate with, but I also think this debt has reached California Statute of limitations (4 years) but I don't know what to do, as far as going to court, filling out a response etc. Can anyone help out?
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.