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SRA Associates -- this gal is in total VIOLATION!!!

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Today I got a call from some HOSTILE person at SRA Assoc. She said, "you've been expecting my call. You know what this is regarding, don't you." I told her I had no idea. I told her I had not received any communcation from her company.

She goes on to say that her "client" has asked her to contact me. She never says she's a collection agency. I didn't know if she was an atty's office or what?

Anyway, I REPEATEDLY asked for notification in writing. She yells, "REQUEST DENIED!" I told her I didnt' have anythign from her -- she said, "I hear that all day long!"

Believe me -- if I had rec'd something -- I would have sent a validation letter already.

She is not affording me my 30 days to dispute. She manufactured some Tuesday deadline!!

She stated that I had been notified by Bank of Amer and I have had AMPLE time to deal with this! She was sooo rude and hostile!

She also yelled, "I KNOW THE LAWS!!!"

omg! I was literally shaken by her. I know this is her tactic -- and i don't usually become affected by this - but she was something else!!

I know I can file a complaint with the BBB. Do you guys recommend that?

In the meantime, I have no account number or anythign to reference. She can't just send this account to my credit report, right?

I feel like I should write something to them so I ahve proof of disputing this.

Any ideas?

Contact your attorney generals office, file a complaint there, as well as they attorney generals office for they state they are located in. Also file a FTC complaint. I doubt they even have anything to back it up for them to jump the gun, not even give you the mini-miranda, and to treat you in that manner. If she refused to give you anything in writing, then they probably don't have enough information to put anything in writing. A DV letter would also be a good course of action.

Here, I think this is them:

Sra Assoc in Somerdale (collection agencies)
Name:Sra Assoc
Address: 401 Minnetonka Rd
City: Somerdale
State: New Jersey
ZIP: 08083
Phone: (856) 566-9775

Sub: #1 posted on Sat, 10/06/2007 - 02:21

(Posts: 2934 | Credits: 192.01)

thanks for the advice.

do you think filing a complaint with the Better Business Bureau is also in order?


Sub: #2 posted on Sat, 10/06/2007 - 02:38


Yes, BBB too in addition to JCEMT recommendations.

Sub: #3 posted on Sat, 10/06/2007 - 02:41

volleyballmom volleyballmom

(Posts: 4143 | Credits: 284.52)

I searched BBB, they don't have any entries

Sub: #4 posted on Sat, 10/06/2007 - 03:29

(Posts: 2934 | Credits: 192.01)

I found them on BBB. They have some complaints. Not very many -- I'm stunned because this agent was HORRIBLE!! really abusive!

Sub: #5 posted on Sat, 10/06/2007 - 05:43


Doesn't it just come down to a he-said/she-said situation? How do I prove she behaved that way? Or do I just lodge a complaint and they take it to the collection agency?

I feel like I can sue them at this point for violating several rules of Fair Debt Collection Act.

Sub: #6 posted on Sat, 10/06/2007 - 05:45


Interview some consumer attorneys so they can help you get your evidence in order to file suit on their violations.

Sub: #7 posted on Sat, 10/06/2007 - 16:53

cajunbulldog cajunbulldog
(Posts: 4859 | Credits: 424.99)

I would also document as much as you could remember of the conversation, word for word, if possible. Get her name, the time of day, things like that. It would be easier for them to trace with more details.

Sub: #8 posted on Sat, 10/06/2007 - 23:05

kscornell kscornell
(Posts: 4409 | Credits: 473.19)

Sometimes there are not as many complaints on the BBB because the BBB can not do anything. The FTC can and the state attorney general can. Make sure you are making these reports. People like this SHOULD NOT BE IN BUSINESS!

Sub: #9 posted on Thu, 10/01/2009 - 23:16


i agree the BBB will not do anything but I like to file as proof or a report (along with the FTC and AG)

Sub: #10 posted on Fri, 10/02/2009 - 00:04

bea2ls bea2ls
(Posts: 3840 | Credits: 370.56)

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