I keep getting a call from Ann @ Sims & Associates, she says my debt is only for $260.00 and is pressuring me for a payment, but I don't know what company they are calling me regarding. As far as I know I don't owe anyone $260.00. Finally after about the 4th attempt she got real nasty with me and I told her she needed to send me a statement or bill in the mail so I could turn it over to my credit counseling service....and maybe I'm crazy but she didn't really understand what I wanted and why, because she said to me "You understand it is just $260.00 you owe." WHAT? send me a bill so I can pay it. Anyone have any experiences with this company? I'm leary of this woman. Thanks Pauli'sGirl
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.