Richard J Boudreau & Associates llc send me a collection letter?

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Richard J. Boudreau & Associates llc
Just received a letter from Richard J Boudreau and Associates llc re: being retained by LVNV Funding which evidently bought my debt from Chase Manhattan Bank. Naturally, they want a settlement etc. Looked them up on line and it appears that they are not a reputable company. also if I am thinking correctly, I do not have to deal with them since they are not the original creditor. Is this correct? should I send them a cease and de___ letter. They called at work today and left their name for me to call also and have called 3 times at home.




I have found the following information in the page Ways to contact a Collection Agency: -


Now if you want to beat the collectors then please go through the pagedebt collectors - driving me nuts, how to beat them

But it is always preferable to contact your original creditor.

Sub: #1 posted on Tue, 10/21/2008 - 22:25

phoenix phoenix
Moderators
(Posts: 1444 | Credits: 275.38)

Richard J Boudreau and Associates llc are a bottom feeder JDB, send them a DV letter along with a limited C&D letter advising them to stop calling your work and home and to contact you by US mail only.

Sub: #2 posted on Tue, 10/21/2008 - 23:24

Unregistered


Thanks for the info. I am assuming that a DV letter is a Debt Verification. Is that correct?

Sub: #3 posted on Wed, 10/22/2008 - 06:25

beltrita52 beltrita52

(Posts: 13 | Credits: 10.11)

DO NOT ADD any "limited C&D" to anyone collecting for LVNV. LVNV considers any limitation of contact as a full cease comm. Add that all calls to your employer place your employment in jeopardy and at the bottom state:

[center:1462cc0c9e]ALL CALLS TO MY HOME AND CELL ARE RECORDED[/center:1462cc0c9e]

Sub: #4 posted on Wed, 10/22/2008 - 13:49

NASCAR_Devil NASCAR_Devil
Moderators Cum Industry Expert
(Posts: 4666 | Credits: 308.23)

You can use the debt validation letter according to your requirement as per your need.


You can also find some debt validation letter here.

Sub: #5 posted on Wed, 10/22/2008 - 21:04

phoenix phoenix
Moderators
(Posts: 1444 | Credits: 275.38)

Thanks. I think I will start with this letter and go from there.

Sub: #6 posted on Thu, 10/23/2008 - 06:10

beltrita52 beltrita52

(Posts: 13 | Credits: 10.11)

I have the letter ready to send today. Now I find out that they are calling neighbors to get in touch with me. They don't quit, do they.

Sub: #7 posted on Sat, 10/25/2008 - 08:06

beltrita52 beltrita52

(Posts: 13 | Credits: 10.11)

nope.that is how illegal JDB bottomfeeders operate.just wait unitl
they recieve the validation letter.you are sending it certified mail return receipt right?

Sub: #8 posted on Sat, 10/25/2008 - 08:32

paulmergel paulmergel
Moderators Cum Industry Expert
(Posts: 15503 | Credits: 1356.26)

Put it the mail today. Yes Certified mail return receipt.

Sub: #9 posted on Sat, 10/25/2008 - 16:34

beltrita52 beltrita52

(Posts: 13 | Credits: 10.11)

That's the reason that you should include a C&D letter to stop the calls regardless of what Nascar says.

Sub: #10 posted on Sun, 10/26/2008 - 01:27

Unregistered


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