I have been hounded by 3 different CA, who are trying to collect on the SAME debt that I do NOT recognize. I have sent them Debt Validation (DV) Letter and eventually Cease-and-Desist and they still claim I owe them money and still sending me letter. If I don't respond, they said the debt is valid.
Here's the timeline:
1). Early July 2012 Letter from Convergent Outsourcing, claiming I owe debt from LVNV Funding, who represent Capital One. I don't recognize the account, so I send DV letter to Convergent Outsourcing.
2). Mid July 2012 Letter from Resurgent Capital, claiming the SAME EXACT debt as stated above (Convergent Outsourcing, LVNV, Capital One). I never received response from Convergent Outsourcing.
Resurgent sent me the "Debt Validation" evidence, which is just a letter printed by Resurgent stating I owe them money...that's it. No original signed agreement, no statements, no nothing.
I write a letter to them that their DV evidence is invalid and not a legal one and send them a Cease and Desist unless they can provide the proof that the debt is mine.
3). Current and forward They keep sending me letter saying I owe them debt and if I don't response, the debt is valid.
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